Testimonials and Examples of Aged Corporations with Credit
Testimonials and Examples
Below are examples of some our company's private investor funding applications for various business owners using our vast network of resources and our proven corporate strategic funding models.

Business Loan – Jack C. owns a Consulting business that assists individuals with personal in-home health related issues. Jack needs to raise money so that he can pre-pay his vendors in order to receive a much better discount on the products he provides to his customers. He is seeking $500,000. He has a professional loan proposal prepared and attaches our company's private investor funds to his proposal. (Jack requests a 1 million dollar deposit to be made by our investor, so his cost is $50,000) Jack’s banker says no to his loan because Jack’s business only has $400,000 in annual sales and he is a very conservative banker. In need of a lender, Jack then hires our company and the use or our private investors non-collateralized funds,and within 10 days, we have helped him submit loan proposal with our product attached at ten new banks we identify for him. Each of these banks receives a small Sample Deposit. Two of the banks like Jack’s proposal and make Jack an offer to fund his proposal with our product attached. Jack accepts one and receives his $500,000 funding.

Line of Credit – Darrel M. owns a software company, which has developed their own proprietary software product. His business is only 2 years old but consistently turns in an excellent performance. His sales have gone from zero to $750,000. He is seeking a cash credit line for $1,000,000 so he can expand. Darrel is not a finance or banking expert and has no banker to go to. He hires our company and enters an agreement with our private investor for the amount of funds , and has a professional financing proposal prepared with our private investor's non collateralized funds attached. Darrel knows his project is not the strongest and wants to really motivate a lender to fund his proposal. So Darrell requests our investor to deposit $2,225,000 in deposits, three times his financing proposal amount. His cost for this transfer is $76,750. He sends the package out to the ten banks and receives funding approvals from 3 of them. He accepts one and soon his business is on its way to success.

Loan Consultant – Steven S. has a business firm that does accounting, bookkeeping and minor financing to businesses. He serves about 35 to 50 clients a year. Steven knows that if our company's non collateralized private investor funds are supplemented to all his clients financing proposals the chances of their receiving funding will be much greater. Steven charges his clients $20,000. Steven earns $5,000 of this fee to prepare the financing proposal and then pays $30,000 for his client to engage our company and our investors capital . His client receives funding and then Steven is paid a success fee as well. Steven advertises his services and now services 75 to 100 clients a year.

Business Owner – Walter D. is a business owner. He owns several hardware stores in a major US city. Walter wants to retire and he has received several offers from others who would like to purchase his business. None of the potential buyers have been able to qualify for financing. Walter advises them all to hire our company and contract with our private investor's to arrange non-collateralized deposit for the businesses seeking funding, which dramatically improves the dialogue with the lenders. Three of the buyers hire our company and receive financing offers to buy Walter’s business. Walter accepts one.

Mike D. owns a small chain of convenience stores and wants to take less of a day-to-day role in the business. He realizes he needs to hire an experienced individual to take over the reins of the company and to provide him with adequate financial reserves so that the new hire can do his job. Mike realizes this is not an “A” typical financing request and knows his proposal needs some help. Mike has a professional financial proposal put together with our company's private investor's non-collateralized funds as a sweetener to to the banks making the loan , to accomplish this goal. Mike then receives the necessary financing, hires his man, and begins to enjoy his newfound leisure time.

Business Start-up – Tim A. has an excellent new business idea. He is experienced in his field and is seeking a $250,000 financing to start his new business. He has spoken to three bankers and sends all three his financing proposal. All three bankers deny his financing request. The denials suggest the proposal is just not good enough for the loan committee to approve the risk-reward tradeoff involved in making the loan. Tim then requests our company with our investors' non collateralized deposits in the amount of $500,000  for him. That is enough for one of the previous three denial lenders to approve his financing. Tim now has his own business.

Business Acquisition – Pat R. has been working at the same business for 15 years. The owners now want to sell the firm, and Pat really wants to buy it. He has a professional financing package prepared and joins the our company's private investor program. Within 2 months, Pat R. is the proud owner of his own business.

Franchise Purchase – Barry C. wants to purchase a new submarine sandwich franchise. He qualifies in all points except for the financial requirements. He hires a third party to professionally prepare a financing proposal and is advised to attach our company's private investor's non-collateralized deposits to the financing proposal. Barry seeks out his own potential lenders and receives the necessary financing to purchase the new franchise.

Business Expansion – Cary A. is a CEO of a company that sells business support services to other businesses. He wants to secure his role as CEO and expand the business. He realizes he will need significant capital to accomplish this goal. He has a professional financing proposal prepared and hires a third party to secure his financing. The third party suggests he incorporate our private investors' non-collateralized deposits into his financing proposal. Cary agrees and the third party hired obtains his financing for him much quicker.

Bridge Loan – Jim P. operates a large printing company in California. Jim has identified, negotiated and secured all the necessary financing for an acquisition. Closing will take 6-9 months and this limits the available resources to Jim’s company. He does not want to break-up the acquisition so he is now seeking a Bridge loan to carry his business through this phase. Jim has no banker to help him so he hires our company's private investor non-collateralized deposits to help identify and qualify bank for him. Jim has a professional bridge financing proposal prepared and within 45 days acquires the necessary short term bridge financing he needs.

Equipment Acquisition – James W. owns a small regional freight airline carrier and wants to expand his freight business. He realizes he needs to acquire 2-3 additional aircraft. He also realizes his current operation cannot support a financing proposal to accomplish this. Jim has a professional financing proposal prepared and seeks out different ways to enhance his financing proposal and create motivation for a lender to say yes. He requests our company's private investor to arrange a $5,000,000 deposit with his lender. After visiting many lenders, James secures the necessary approvals for his financing and acquires the aircraft.

Working Capital Needs – Marshall S. operates 4 nightclubs is New York City. He realizes with the proper renovations he could generate significantly more revenues from his operations. Being in the nightclub business, he cannot locate acceptable lenders. Marshall enters our company's private investor non-collateralized deposit program. He has a professional financing proposal prepared with our private investor's funds to supplement the proposal and then obtains the necessary financing. This method proves successful for Marshall for his acquisitions as well.

Hard Money Lender/Borrower – Andrew R. operates a regional consumer and business financing operation. He sees many loan proposals he would like to approve but they are just outside his approval criteria. He now suggests to the borrower to attach our company's private investor deposit non-collateralized funds to the financing proposal. Andrew now approves many more proposals.

Retail Store – Cheryl H. owns a women’s retail clothing store. She wants to increase the number of brands she carries. The designer asks for a $100,000 deposit on future purchases. Cheryl’s business cannot get any additional financing. Cheryl suggests to the designer that she will arrange a $250,000 deposit to be made at the designer’s bank on “behalf of Cheryl’s company”. The designer knows they cannot touch the deposit but acknowledges Cheryl’s financial capabilities and accepts. Cheryl’s store gets the new brands and attracts many more customers than before.

Investments/Investor – Bryan W. is an investor. He makes conservative investments of all sorts. Bryan has identified an investment that requires $550,000. Bryan chooses not to use his money and has identified a private individual who can loan him the money. So Bryan has a professional financing proposal prepared and has our company's private investor to arrange a $1,100,000 deposit be made at the individual’s bank that he is borrowing the money from. The individual lender receives a reduced interest rate from his bank and makes the private loan to Bryan.

Fixed Income Investor - Hal S. is a fixed income investor. He identified an arbitrage situation in the international marketplace that allows for a 14% annual return. Hal has a professional financing proposal prepared and contracts with our company's private investor non-collateralized deposit. He is seeking $9,000,000 in financing. Two of the ten banks approve his financing including a non-USA bank that will guarantee the deposits arranged by our company and our private investor. Hal closes the financing and receives an annual 1.5% arbitrage fee on $4,500,000 for 10 years, risk free.

Venture Capital – Steven R. operates a small venture capital firm. He advises many of his potential recipients to attach the our company's private investor funds product to their financing proposal. As with any lender, when Steven sees a financing proposal that is different from the next one and has incentive or extras the others do not Steven is motivated to approve it. This enables Steven to approve many more financings a year. Steven keeps his banking relationship in very good order at no cost to his venture capital firm.

Capitalization Needs – A small group of local businessmen want to start their own bank. They have recruited their bank president and raised $1,000,000 to start their bank. Their president suggests they hire our company to arrange a $10,000,000 deposit to be made at their newly formed bank. This will enable the new bank to get going much more quickly. The group contracts with our company's private investor, to make the $10,000,000 deposit for a $500,000 fee. The new bank attracts $34,000,000 in deposits the first year.

Relationship Deposit – Roger D. has just moved into a new city. He wants to establish a solid banking relationship but does not know which bank/banker is best suited for him. He identifies three potential banking relationships and hires our company's private investor to deposit $250,000 in each of the three banks. His cost for the total in $750,000 in transfers is $48,750. As far as Roger is concerned, this is money well spent to identify the best baking relationship as well as providing evidence to the new banker that Roger D. is a customer to accommodate.

We can assist you in all your corporation growth structure needs.  Many of the above examples are performed under a management consulting agreement at $100 per hour with a $2,500 retainer to get started.  Business plans for financing $2,500 that are SBA comliant and cross checked against Dunn and Bradstreet Industry Norms for financial congruity.